Health insurance plans are organized into three different levels to help you see, at a glance, a plan’s general approach to sharing costs with you. This can help you decide which plan level may be a good fit for you, based on how often you expect to need care.
Gold plans
If you or your family have medical conditions, then you may save money by selecting a gold plan that has a higher monthly premium but pays more of your medical costs
Silver plans
If you qualify for healthcare discounts, called Cost-Sharing Reductions, Silver plans are a good fit for you. You must purchase a silver plan to receive this form of financial help.
Bronze plans
If you are healthy and rarely go to the doctor, a bronze plan with a lower monthly premium and higher costs when you receive care might be a good fit for you.
